Category Archives: Controversial

Questionable ideas and philosophies that may not float everyone’s boat. Please use your own discretion here.

The Affordable Beer Conjecture

Affordability doesn’t always mean cheap vs expensive prices. If a gallon of milk is cheaper in the US than in Canada that doesn’t automatically mean milk is more affordable for Americans, although in this case that does seem to be true (>_<) What I mean though is that affordability can also refer to our purchasing power in a local economy.… Read More »

Fiscal Update – Jun 2012 – $100,000 Milestone

After a few months of stagnation my net worth is finally starting to climb up again. This is largely thanks to a bonus check I got in June.  We don’t get bonuses every year so we were lucky this time. I almost feel bad accepting it though because Italy (the world’s 8th largest economy, which is even larger… Read More »

Why You Shouldn’t Rush to Pay Off Your Mortgage

It’s Better to Invest than to pay down Mortgage debt Many financial gurus will advise home owners to make lump sum payments on their mortgages and pay them down sooner rather than later. However I worry people may be under estimating the power of opportunity cost. Let’s work through the numbers and look at some facts instead of… Read More »