Liquid Independence

Editor in Chief at Freedom 35 Blog.

Author Archives: Liquid Independence

Don’t feel guilty about taking government benefits

One of the great advantages of living in Canada is the generous government benefits system. Had a baby? Take some tax-free child benefits. Lost your job? Apply for employment insurance benefits (EI.) Making low income? There are multiple assistance program for you. 🙂 But one dilemma facing the financial independence/early retire community is whether or not we should… Read More »

The best emerging markets ETFs

A properly diversified portfolio should include businesses from all over the world. Valuation wise, stocks in developing countries are currently much cheaper than in North America. So in today’s post I’ll go over several emerging markets ETFs to consider adding to your portfolio. VWO and IEMG The Vanguard FTSE Emerging Markets ETF has a low management fee of… Read More »

Skin in the game | Dealing with asymmetric outcomes

The world is not fair Personal finance is like peanut butter. You can’t spread it too thin.😀 That’s why there are consequences for taking risks. But sometimes people can reap the rewards for their actions, but not accept any of the risks. Wall St. executives walk away with millions of dollars while their clients lose money. Pro war… Read More »