Deciding what to do with new money As the average global population continues to age there will be greater instances of wealth transfer from the old to the young. Most people will come into a bonanza sooner or later. Maybe it’s $5,000, or maybe it’s $500,000. Whatever the amount happens to be, it’s essential to grasp the significance… Read More »
3 Year History Usually when investors talk about expected market returns we like to look at historical averages. Over the past 115 years stock markets in the developed world delivered an annualized return of roughly 8.5%. This means we can probably assume that a normal range would be somewhere between 6% and 11%. I use TD as my… Read More »
A Smart REIT for Retirement To be successful at investing we have to think like burglars and always be on the lookout for windows of opportunity. One such opportunity comes in the form of buying real estate. Owning a rental property is a great way to earn some extra income. But a more stable and passive way to… Read More »
The Profit Motive What is profit? It’s often described as a financial gain, especially the difference between the amount earned and the amount spent in buying, operating, or producing something. For example if the mint makes 25 cent coins, then it should expect quarterly profits. ? But here on Freedom 35 we like to think outside the box. So here’s another definition.… Read More »
Millennials Create Their Own Opportunities Some people believe millennials are the screwed generation because there are no jobs for us. And that we have every right to be angry at the older generation for pillaging public coffers, taking on loads of debt, and leaving the broken economy for the younger generation to fix. . But I don’t see it… Read More »
Where to put your extra savings Let’s say you earn $3,000 a month and spend $2,500. Great! You are living within your means. But saving is only half the battle. Now you must decide how to allocate your extra $500. Should you pay down your debt or invest and watch your money grow? Should you max out your Tax Free… Read More »