It’s Been Awhile

Hi everyone. I hope you’re all doing well. I am back from my extended break. πŸ˜€ It was nice to take some time off but I’m glad to return to my regular blogging schedule.

Financial freedom has been very enjoyable so far. I don’t really worry about money anymore. So I’ve been focusing on personal growth and learning new skills. I also signed up for Amazon Prime so I can receive my packages sooner. By the way, what do you call an Amazon driver who just went on maternity leave?

Out for delivery.😎

 

Personal update

It’s been awhile since my last post in August so here’s a quick update on what I’ve been up to.

  • I bought a house.🏑
  • I moved to a more suburban neighborhood.
  • I got married in October. πŸ’
  • I bought some new technology and pharma stocks.
  • I started buying Bitcoin again.

You’ve probably heard about the urban exodus of people moving from crowded condos to detached single family homes. Well I am one of those people. I went from 800 sq.ft living alone, to sharing 2400 sq.ft. with my partner. The extra living space is fantastic. I can dedicate a separate room as my office since I’m currently working from home. The only complaint would be the yard work and extra cleaning I have to do. But it’s a small sacrifice relative to the overall gains.

Increase in demand of bigger homes in Canada

I will dive into this and other mentioned topics in detail in the near future. Alternative investment ideas and my 2021 plans will also be coming soon. I will update everyone as my portfolio shifts over time.

Speaking of changes, my budget has expanded after combining finances with my wife. Luckily we are mostly on the same page when it comes to deciding how to spend money. Our assets have also combined so we can start to use income splitting strategies going forward.

Me: My Apple shares are up 50% this year!
My wife:

Naturally we’re both still working at this time since we enjoy our jobs and don’t have any dependants yet to keep us busy.

 

Moving forward with the blog

I will be writing new blog posts every week. And thanks for everyone’s feedback and ideas from earlier this year. The most popular request is for me to produce personal finance videos. I will record and upload something onto YouTube in the new year. πŸ™‚

Podcasting is another area readers want me to try. I don’t know enough to start my own series. But I’m open to collaborating with other podcasters that has already established a workflow. Montreal podcaster Alain Guillot actually released a fun interview with me in September. I still feel shy behind the mic but speaking can be a more effective way to communicate than writing.

Since I am married now and have combined finances with my wife I don’t feel comfortable disclosing fiscal details anymore. So in terms of net worth updates moving forward I will only be updating the liquid part of our net worth including stocks, bonds, etc. And I will do quarterly updates instead of monthly.

And finally you may have noticed some changes to the website design. I wanted to give the blog a more modern look after using the same outdated theme for the past 10 years, lol. Let me know if you have any feedback.

Looking forward to engage in comments and thoughtful discussions with everyone in the upcoming weeks.

 

———————————————————–
Random Useless Fact:

The squiggly shapes you sometimes see are called eye floaters.

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RICARDO
RICARDO
12/14/2020 8:51 am

And here I was wondering why they changed their driver LOL
Will be interesting to follow your story as you now have double the money, so to say, to increase compounding.
Congrats on your marriage and future family. Don’t know if you tube has any “How To” videos on that though. You’ll have to work it out on your own.

Ricardo

MGMG
MGMG
12/14/2020 11:34 am

Glad to see you back. Have been following your journey for some time now. Wishing you continued success and keep those random useless facts coming! πŸ™‚

Jay
Jay
12/14/2020 1:01 pm

Congrats on your marriage!

-I actually loved the old blog’s theme, lol. But change is usually good and this one is clean. πŸ™‚

-Can you touch on how your expenses have increased (with a new home, if they have) and how you think about that?

-With increased expenses, do you think about how you’ll need to increase your passive income to continue to be “financially free” and create some more buffer there?

All the best,
J

Jay
Jay
12/14/2020 4:34 pm

Awesome.

I have to say, I love how thoughtful you are with your responses on this blog.

Legend!

Investing Pursuits
12/14/2020 10:01 pm

Congrats on the marriage.

Looking forward to reading more posts.

Robinhood
Robinhood
12/15/2020 6:24 am

“I bought some new technology and pharma stocks.”

Glad to hear you are YOLOing on some $PLTR far OTM FDs

Money Mechanic
12/15/2020 9:31 am

Good to have you back. Congrats on all the life changes. Believe me, you’ll get sick of the yardwork eventually! LOL We’ll have to connect again about getting you on the podcast. Cheers

S Arun
12/15/2020 12:46 pm

Congratulations Liquid on your marriage and new life! Wishing you all the best πŸ™‚

So many achievements and positive changes in your life (in fact, in middle of deep recessions and pandamic). Congrats

Glad to see you back with new look and ideas!

Best regards,

AnotherLoonie
12/15/2020 8:38 pm

Welcome back! Congrats on the big life achievements :). I Look forward to reading your new posts in 2021!

GYM
GYM
12/16/2020 12:02 am

Missed your posts! Welcome back and congratulations on the marriage. Enjoy your free time now before kids happen ohhhh boy. It’s life changing. Tiring but you get blips of happiness interspersed with the drudging and lack of free time to yourself.

I was curious about your new home payments, I see your mortgage payment is $4K a month. Have you thought of selling your apartment so that your mortgage payment isn’t so high?

Was it difficult to get a renter? I hear it is a renter’s market right now for rent.

GYM
GYM
12/21/2020 12:13 am

Good idea to wait and find a suitable tenant since you will be sharing a floor/ceiling/walls with them!

Paul Jones
Paul Jones
12/16/2020 9:26 am

The “Our Apple Shares” joke really cracked me up. Also congratulations to the ‘Mrs. Liquid”.

The new website theme feels kinda cramped. Might be the color scheme. Otherwise I don’t mind the new theme too much.

Cheers,
Paul

Hao
Hao
12/18/2020 8:10 am

Congrats on everything you have achieved. Also, Merry Christmas and Happy Holidays!
Looking forward to hear more about your portfolio shift posts, particularly income splitting strategies.

Chrissy @ Eat Sleep Breathe FI
12/20/2020 10:54 am

Hey Liquid! Welcome back and congrats on your marriage and the purchase of your new house. You’ve been very busy!

I look forward to reading fresh content from you again. Happy holidays to you and your wife!

tawcan
12/21/2020 9:58 am

Congrats on your marriage!

So with more room does that mean a few babies are in the works for you and your wife? πŸ™‚

HK
HK
12/22/2020 1:21 pm

Congrats on getting married and congrats to Mrs Liquid. I was wondering why you went MIA!?!?!?! Love the apple jokes lolz. Looking forward to hearing your income splitting strategies and which pharama/tech stocks you took a position in.
HK

seapotato
seapotato
01/04/2021 1:25 pm

Congrats on the marraige and the house!