Nov 302015

Some people are so poor they can’t even afford to pay attention. ? But jokes aside, this is an important issue. About 15% of Americans, and 10% of Canadians live in poverty. Since each country has its own criteria for defining the poor it wouldn’t be fair to compare the two. However, I have a simple solution to reduce both country’s national poverty rate to effectively 0%. 😀

The Current Problems Around Poverty

North America has an abundance of wealth and there is enough food and other resources today to go around for everyone who lives here. But there are barriers in place that prevent some people from becoming financially literate and a self sustaining part of society.

  • A lack of practical education. 


Education is the best chance for a poor person to get out of poverty. The current public education system does a great job of testing our memories, but not so much on teaching us how to critically think for ourselves in the real world, especially when it comes to the application of mathematics and financial knowledge.

Continue reading »

May 312015

Fast food and other low wage earners are often under-appreciated and misunderstood.


But they are an important part of the economy. Not only do they make breakfast and coffee for other people in the workforce, they can also inspire us to work hard and be successful. 🙂 There are different types of success. Making $100,000 a year as a lawyer could be one measure of financial success. But there are also success stories of very ambitious people who work in the lower paying service industry.


Continue reading »

Apr 192014
Neurological studies have found that people experienced pleasure when they saw money go to charity. When people donate to charity, they receive an emotional boost that is often more rewarding than actually spending money on themselves 🙂
Shoppers who are easily stressed out during the holiday shopping season should try giving instead of buying, because charitable giving boosts happiness and reduces stress. So the next time we feel down in the dumps, maybe we can turn to giving instead of retail therapy 😉

The short video below is an interesting social experiment that was done by a non-profit organization. It’s a bit ballsy but I like its revealing message. Warning: Video contains strong language. #nsfw

It speaks a lot aboot society doesn’t it 😕 It’s almost like people don’t really care for the poor. They just want everyone else to think that they care. There will always be hypocrites and posers in the world, but what does it say about our society when the richest among us could easily also be the most empathetic towards the poor? I think it means the world needs more rich people 😛

According to StatCan, Canadians gave $10.6 billion to charitable or non-profit organizations in 2010. Most Canadians do give to charity at least once a year, and women are more likely to make financial donations than men. Western provinces in Canada seem to be the most generous with Alberta, Saskatchewan, and B.C. giving the most per average household. Canadian’s generosity is probably part of the reason that we’re the 6ths happiest nation in the world out of all the OECD countries 😀 So if we want to live a happier life, we should try to be more charitable with our money, time, books, clothing, or anything else really 🙂

Random Useless Fact: The term “cowlick” was invented in the late 16th century.

14-04-cowlick giving to charity

Feb 032012

Last month in Europe, an Austrian man found €7,000 in an envelope by the side of a road. But instead of keeping it for himself, he reported the lost money to police and all the cash was later returned to its original owner.  It’s these kinds of stories that give me hope for humanity. This guy should run for government. I think he would really make an honest politician. I’m not sure what I would do if this stroke of luck happened to me. Perhaps keep a portion for myself and donate the rest to charity? It’s difficult to know until the situation arises.

camping in the city

image from

Maybe the richer people become the more greedy and dishonest they get. Poor people normally don’t talk about making money or financial planning, but the upper middle class tends to think about their personal finances quite a bit more, and the super rich often spends the most time on dodgy funds, private banking, legal tax avoidance, and looking for new opportunities to expand their businesses, often despite questionable ethics. I have witnessed kind and giving people who once valued the simpler things in life to have now turned into workaholics, even after they’ve become successful and can already retire very comfortably.  Perhaps money is like an addictive drug, the more you have the more you want. I certainly fit the bill myself, when I was a child I didn’t have any money and didn’t concern myself with it so I would have given back any money I found as well, because that’s what I was taught to do. However, now that I understand the value of 7,000 Euros and what it can buy I find myself dealing with a moral dilemma. I now understand the meaning behind the saying “money is the root of all evil.” Maybe the world would be a more generous and less greedy place if everyone was poorer. Probably not, but I wonder…


By the way, this blog got a slight redesign. Sorry about the redundant email, broken links, and lack of posts this week. There are still some minor tweaks I have to work out still but it’s mostly done so things are back to normal now and I can post regularly again.