Which is better? Fixed rate mortgages have their time and place, but is now a good time to lock in a rate going into a potential recession? The Bank of Canada raised interest rates to 5% last week. I think that will be the last increase we see this year. 🙂 In this video I discuss which type… Read More »
What the earnings yield can tell investors about stocks The price to earnings ratio is a useful measure to determine if a stock is cheap or expensive. The P/E ratio compares the price of the stock relative to the company’s profitability. So generally a lower P/E ratio represents a better bargain. This valuation metric works across sectors and… Read More »
Tying the knot can have many practical financial benefits. Married couples often have dual incomes. They get tax breaks, enjoy economies of scale, can rely on each other during adverse life events, and generally have a longer life span than unmarried folks. But is it possible to put a dollar amount on the benefits of marriage? Well, some… Read More »
The S&P 500 is near a 52 week high. But what’s surprising is that less than half of all the companies that make up the index are trading above their 50 day moving average. This is strange because you would expect most components in the index to be doing well. But instead the recent rally seems to come… Read More »
You may have noticed the stock market going up lately. But the S&P 500 index has only been driven up by a handful of concentrated companies in the technology sector. The AI hype is real. Most stocks, however, are actually trading below their 50 day moving averages. The financial sector has been one that’s been underperforming. My… Read More »
Retail investors such as you and I cannot compete with the big fund managers when it comes to speed or scale. But there are other factors to consider when making money in the financial markets. Here are some things to keep in mind that should give us an advantage over the institutional players. 🙂 Time: Large fund managers… Read More »