May 012014
 

Thought I’d share another helpful tip from the recent seminar I went to 😉

If we think like the rich, and act like the rich, then wouldn’t it make sense that eventually we will become the rich? Yup, I think this makes a lot of sense 😀 For example rich people don’t say “I can’t afford that.” Instead, they ask “HOW can I afford that?” This turns a problem into an opportunity which forces them to be solution seekers 🙂 Why is this important? Because that’s how we make money in this world (^o^) Financial gain comes from finding solutions to other people’s problems.

Every dollar I’ve ever made so far has been a result of me helping someone else to solve a problem they had. This is an interesting realization for me 😮 Is this true for you too? The rich are solution seekers, and the poor are complainers 😛 Technology companies like Google for example make billions of dollars each year because they offer solutions to so many everyday problems.
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So how to act on this knowledge and make it a reality? Well some investors may not feel comfortable if their stocks suddenly lost a lot of value 🙁 For example if John has a lot of McDonald’s shares but is retiring soon, he may want to buy some insurance against a market crash. Sounds like he needs a solution 😀 Let’s help him find one!
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Today $MCD is trading at roughly $100 per share. John wants to find someone who would be willing to buy his MCD stocks from him for at least $90/share when he retires next year. This way, he limits his downside risk 🙂 Of course he doesn’t have to sell if the share price doesn’t fall below $90. It’s optional for him. So in summary, he benefits from unlimited upside if MCD climbs higher 🙂 And if the stock falls the most he can ever lose is just 10%. Pretty good plan for John.
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But who will agree to potentially buy the shares from him at $90? Well that could be us 😉 And for our services as his insurance policy, he will have to pay us a juicy juicy premium, haha 😀 This is an example of a put option.
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So I called my broker yesterday to upgrade my account to level 4. The change will take 3 business days. But once the upgrade is complete I will be able to sell put options and make some extra side income via option premiums (^_-) If I keep thinking like the wealthy and discover new ways to solve problems for other people, then I’ll eventually become rich myself :0)
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Random Useless Fact: Burgers and fries are often cheaper than salads. This is part of the reason why the U.S. spends $190 billion on obesity-related health care expenses each year.
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Mar 062014
 

According to brand consulting company Interbrand, Apple has overtaken Coke as the world’s number 1 brand last year 😀 Second place goes to Google! For more than a decade Coke has always been on top. No matter where you go in the world people will recognize the smooth taste of Coca Cola, but this time it has fallen to 3rd place.

The research estimates the value of Apple’s brand to be about $100 billion, which is a 28% increase from the previous year. That means the brand itself is worth roughly $110 per share. I invested in Apple stocks not long ago because I believe in the brand. Even though I don’t own any Apple products I trust their marketing and product line to deliver great returns to shareholders 🙂

Few brands have enabled so many people to do so much so easily, which is why Apple has legions of adoring fans,
~Interbrand

apple-logo-red best brands

Below is a look at the top 10 brands in the report.

Top 10 global brands

Apple*
Google*
Coca-Cola
IBM
Microsoft
GE
McDonald’s*
Samsung
Intel*
Toyota

* = Companies I currently own

I think a smart way to invest is to put your money in companies that have strong brands. In fact, branding is one of the economic moats that will often keep a company profitable during recessions because people would want to buy goods and services from names they trust 😀

Looks like I have 4 out of 10 on that list so far. I will add Coke and IBM to my list of stocks to buy and maybe one day collect all 10 of the best brands in the world 😀

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Random Useless Fact: It’s an urban myth that gum takes 7 years to pass through the digestive system. It usually only takes one or two days.
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