Monthly Archives: June 2021

3 Ways to a Better Credit Score

By | 06/16/2021

Having a good credit score can mean the difference between getting a home loan or buying the vehicle you need for work. The international credit union works on very specific criteria and many people don’t know that there are very easy ways to improve their credit score without much effort. It can take a long time to build… Read More »

What you should know about negative real interest rates

How negative real rates distort everything Normally a mortgage is a liability. And bonds are a low risk, low return asset. However when real interest rates are negative you can throw these conventional concepts out the window. The graph below shows the difference between a government bond yield and inflation (CPI.) The economy experiences negative real rates when… Read More »