Jan 112016

Here in my apartment, just got this new Hot Wheels here. It’s given me countless hours of fun and imaginary play time. 🙂


But you know what I like more than materialistic things? Knowledge. In fact, I’m a lot more proud of my library card, which gives me access to tens of thousands of books. It’s like the billionaire Warren Buffett says, “the more you learn, the more you earn.”

Now maybe you’ve read my post where I talk about how I read at least one financial news article everyday. You know, I read an article a day not to show off. It’s again about the knowledge. In fact, the real reason I keep this Hot Wheels here is that it’s a reminder. A reminder that dreams are still possible, because it wasn’t that long ago that I was deep in student loan debt and had less than $100 in my bank account. I didn’t have a college degree, I had no opportunities.

But you know what? Something happened that changed my life. I learned about people like me who became successful. They demonstrated what it took to become multimillionaires. Again, it’s not just about money. It’s about the good life; health, wealth, love and happiness.

A little knowledge and wisdom can go a long way. Recently Forbes released its 2016 edition of the top 30 under 30. These are bright individuals under 30 years old who have made it big in their respective fields.

16-01-forbes-30-under-30 Annie Lawless

Being in the same age category myself, I can relate to a lot of what they have to say. Below are some quotes from individuals who made it onto the list. The green words are my own reactions to their quotes. Let’s learn some knowledge!

I realized if I didn’t love the woman I saw in the mirror then there was no way I was actually going to be successful.” ~Ashey Graham, 28. Model-designer.
As a size 14, plus-size model, Graham landed five magazine covers in the last year plus a bikini ad in the 2015 Sports Illustrated swimsuit issue. She calls herself a “body activist,” advocating for the 50% of American women who wear a size 14 or larger, an $18 billion market.
What you tell yourself everyday will either lift you up or tear you down. Self acceptance and confidence can be the key to unlocking your true potential.

“People perceive investing in the market as risky. The bigger mistake is leaving a lot of money in your savings account.” ~ Vlad Tenev, 28. Finance. Co-founder of Robinhood.
Tenev dropped out of UCLA’s math Ph.D. program to build high-tech trading software for hedge funds and banks. 
Investing too conservatively can backfire and actually lead to less financial security down the road due to opportunity cost.

 “When I found out that 0.1% of actors are working, I was like, ‘You know what? I’m going to go for it anyway.’ You only live once.” ~ John Boyega, 23. Entertainment. Actor.
As the new male lead in “Star Wars: The Force Awakens,” Boyega should get used to seeing his likeness on action figures and lunch boxes.
Nobody gets a second chance at life so seize any opportunity you come across.  

“I’m very much a risk taker. I don’t have experience on my side, but I have persistence.” ~ Tyler Haney, 27. Retail and E-Commerce. Founder of Outdoor Voices.
Haney created an activewear apparel company based on minimalism, and technical aesthetics.
This is pretty much my investment philosophy in a nutshell.

“My biggest moment? Maybe yesterday. Seriously, man, I’m 17, so I’m still doing it for fun.” ~ Shawn Mendes, 17. Music. Electronic musician.
The Canadian singer follows the path of countrymen Justin Bieber and Drake, parlaying an online fan base into a major-label record deal.
Remember to have fun. Nothing will ruin your teens or even 20s more than thinking you should have your life figured out already.

“To actually have something that we created on a Whole Foods shelf was so unbelievable. I still get chills just thinking about it.” ~Anne Lawless. Food & Drink. Co-founder of Suja Juice.
Suja Juice is a brand that is valued at $300 million. It has surged in popularity thanks to its rejection of added sugar, genetically modified fruit and other manufactured chemical additives.
Use the satisfaction of prior accomplishments to motivate future plans. 

Continue reading »

May 292013

This post is meant to inspire all the female readers out there 🙂 Forbes released their annual list of the 100 most powerful women around the world in 2013. These are the politicians, CEOs, activist billionaires, and celebrities who have a lot of influence in our society.

The top spot went to Angela Merkel (left image below) the Chancellor of Germany. She has made the list eight times out of the past ten years — and an impressive 7 times in first place. The Chancellor is the head of Germany’s government, similar to the Prime Minister in Canada. Merkel has made Germany quite productive and competitive with the strongest economy among all European nations, and placed it on the map as the most popular country in the world. Who cares if Germans are known to wear socks with sandals, Germany is the hip place to be now with a great work environment, fair taxes, and cool tourist attractions 🙂  The amount of power Merkel has over Europe and the rest of the western world is incredible. When she speaks, people listen. Rounding out the top 5 in the list in descending order is Dilma Rouseff the President of Brazil, Melinda Gates the Co-chair of the Bill and Melinda Gates Foundation, the First Lady Michelle Obama, and politician/philanthropist Hillary Clinton.


Many new entrants in Forbes’ list are from Asia, and most of them are businesswomen. There also seems to be a boom for females in technology for example with Facebook’s Sheryl Sandberg at #6. Sara Blakely (right image above) is also on the list. Her original plan to become an attorney didn’t work out after twice doing poorly on the LSAT so she worked for a bit at Disney World instead and did some stand-up comedy to help pay the bills. She then decided to start a pantyhose and undergarments company called Spanx while still in her twenties (around my current age.) Now at forty two, she’s the youngest self-made female billionaire in the world 😀 It’s never too early or too late to get into the entrepreneurial spirit. Don’t give you on your dreams. Keep sleeping 😛 You don’t have to be a Disney princess for your dreams to come true. If you’re willing to work hard then there’s no limit to what you can accomplish 😉

Random Useless Fact: The words regardless and irregardless mean the same thing.

Sep 212012

Forbes recently published their list once again of the richest people in the US. On top of the list this year is Gates with $66B, followed by Buffett with 46B. This is very inspirational to me. I like reading about their stories and how they got to where they are. I don’t expect to be on the list, but it motivates me to at least do my best with what I’m given. The combined wealth of these people totals $1.7 trillion, up from $1.5 trillion last year. It makes me wonder how they can continue to get richer yet at the same time still give away billions of dollar every year to charities.  But it’s not always good news for the rich. Mark Zuckerberg, the young founder and CEO of the Facebook saw his wealth slashed in half after the Facebook IPO. I can’t imagine how I’d feel if half of my hard earned money were to just disappear, ouch! With a net worth of only around $9 billion dollars now, his ranking in the Forbes list dropped from 14th place to 36th. How will he ever get by now? 😛


Interesting PF posts and other interesting articles from around the web


Fellow Vancouvorite Modest Money explains the important of connecting with your readership

CF from the Outlier Model explains how it is never too late to start something new in life and follow your interests.

Young and Thrifty reviews a local restaurant.

The Passive Income Earner shares his latest dividends progress. One day I wish to catch up to him with my own dividend income.