Monthly Archives: July 2016

Higher Education

University Grads Make More Money Over Time According to a recent study from the University of Ottawa, the cost of higher education is still worth it. University degrees are linked to higher salaries almost regardless of the subject. 🙂 The study published this week looked at income data for 620,000 graduates of 14 different universities and colleges between 2005… Read More »

Diversification

Proper Portfolio Diversification  Once upon a time a topiary artist invested all his money in shears and hedge funds. But he lost all of it because he wasn’t properly diversified. We diversify our assets so if one investment fails miserably it won’t drag down the rest of our portfolio with it. Owning 10 stocks is better than 1. But there comes a… Read More »

The Long Term Advantage

Advantage of Long Term Thinking There’s an advantage in the business world for thinking long term. If a company only makes short term goals then it will be forced to compete with many other businesses in the same industry. It doesn’t take a lot of foresight or planning to run a company for 1 or 2 years, so that’s what… Read More »

A World Without Money

An Economy Based on Resources Our current economic system can use some improvement. The government’s manipulation of currency, deficit spending, and bank bailouts are among many of the controversies that we have to deal with in modern times. But I recently found out about an organization called the Venus Project that aims to replace the society we currently have with one that’s… Read More »

Misaligned Incentives

Real Estate Incentives Financial advisors sometimes get a bad reputation for not having their client’s best interest in mind. Many continue to earn commissions even if their client’s portfolio is losing money. But what about real estate agents? Their compensation structure is also heavily based on commissions. They often earn a percentage from the final sale of a… Read More »