Monthly Archives: February 2012

Why You Shouldn’t Rush to Pay Off Your Mortgage

It’s Better to Invest than to pay down Mortgage debt Many financial gurus will advise home owners to make lump sum payments on their mortgages and pay them down sooner rather than later. However I worry people may be under estimating the power of opportunity cost. Let’s work through the numbers and look at some facts instead of… Read More »

Yakezie Challenge

I’ve decided to participate in the Yakezie Challenge, which is going to be a great way to network with other like minded folks and grow my blog’s Alexa ranking. ———————————————– On another note. I finally had some time to add a blogroll under my “Best Reads” menu so you guys can know what kind of websites I read… Read More »

Saving With A New Perspective

Saving is important. Without savings, one cannot even invest. Most of my net worth today is thanks to my special saving method. Actually, there’s nothing special about it, but it works for me. Below is a chart of my after-tax income and spending history over the last 3 years. The difference between my income and expenses, as you can imagine,… Read More »