Mar 272017
 

In a World of Abundance

Over the last couple of weeks I have indulged in many pleasant gastronomic experiences around the city. Below are some pictures of events I attended and the food I enjoyed. And here’s the kicker. 😀 Everything was free!

food events mostly found through eventbrite

 

Free Food is Everywhere 

Why would companies hold events to give away food to the public? Usually it’s because they have something to sell. Most of the presentations I attend are sponsored by financial companies that want to push their investment products. I was given wine, bread, and cheese at a Raymond James event. Private market company Pinnacle served pasta and pizza at a fancy Italian restaurant. Yum. 🙂

Even technology companies such as Realm, which develops mobile apps, gave away pizza and t-shirts. So I got a free meal that evening, and free clothing. Yay! Whenever I wear my new Realm t-shirt I’m essentially giving them free publicity.

The companies try to raise awareness for their brands, sell their services, or recruit people into their community. That’s why they host these events. I can ramble on. But enough teasing. Let me reveal how you can get free food!

Search and Execute

There are 3 steps that anyone in the developed world can use to acquire free food.

Step 1: Live in or near an urban area.
Step 2: Sign up with event management organizers.
Step 3: Search and register for upcoming local events using filters such as “free” and “food.”

Continue reading »

Jul 202014
 

I often gain financial knowledge by attending local events and seminars. It doesn’t mean every event I go to will directly lead me to make an investment decision, but they all help to improve my understanding of how money works in general. So here are some upcoming free events in major Canadian cities that might interest some people. Note: some of these seminars are meant to sell a service or product, but I encourage people to go for educational purposes only.

Toronto ON
RBC Direct Investing Seminar
Introduction to RBC’s stock trading platform and self-directed investing. Learn how to manage your own portfolio and use research and other resources to make better investment choices.

Wednesday, August 13, 2014. 12:15 – 1:15 pm.

RBC Direct Investing Centre
200 Bay St. — Royal Bank Plaza
Upper Concourse level
Toronto, ON M5J 2J5

Call 416-974-7493 to reserve your spot

Ottawa ON
Introduction to Fixed Income
Fixed income are investments like pensions and bonds. Its return is set at a particular figure and does not vary. Learn how it’s different from stocks and real estate equity.

Thursday Aug 7th, 2014. 12:00 – 1:00 pm

TD Direct Investing
45 O’Connor Street. 2nd Floor
Ottawa-Downtown, ON K1P 1A4

RSVP 613-783-6379 or use link above to register.

Montreal QC
Plan your Financial Future
Geared more towards young adults. Learn to set financial goals to build, protect, and enjoy your upcoming future.

Saturday, Aug 9, 2014. 1:00 – 4:00 pm

Wintax
4888 Boul. St-Charles
Pierrefonds, QC

Follow link above and RSVP to attend. You will need a meetup.com account.

Calgary AB
Credit Rating IQ
Learn the essential knowledge on your credit reports and credit score. Understand how it works, what’s reported, who uses it and how it impacts you. Discover how you can maintain or improve your rating.

Wednesday, September 10, 2014. 6:30 – 7:30 pm

616 Macleod Trail SE
Calgary, AB. T2G 2M2

It’s a drop-in so you can just show up.

Edmonton AB
Building Your Retirement Pay Cheque
The presenter will answer the following: What is retirement planning? Where do I begin? Where will my money come from?

Wednesday, July 30th, 2014. 12:00 – 1:00 pm

TD Direct Investing
10205 101st Street. Suite 148
Edmonton-Downtown, AB T5J 2Y8

RSVP 780-448-8082 to reserve your spot or register online using link above.

Vancouver BC
Meet-up with Blonde on a Budget
Get-together with Cait Flanders, a personal finance celebrity here in Vancouver. Discussions will be about debt, budgeting, and money in general. Free treats will be provided. I’ve met Cait before in real life and I think she knows more about personal finance than me.

Thursday, July 24, 2014. 6:00 – 8:00 pm

Tangerine Café
466 Howe St
Vancouver, BC V6C 3L5

Register using link above. Limited seats remaining.

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Random Useless Fact:
14-07-dessert

 

Apr 252014
 

Thanks to readers like you I’ve been added to the list of Top Finance Blogs over at Modest Money. Looks like I’m in the top 100 which I’m pretty happy about 🙂 Check out some of the other finance sites on that list if you want some weekend reading. Thanks to Jeremy for making the list :0)

ModestMoney.com Top Finance Blogs

On a side note. Remember how I said before that to become smart investors we have think like burglars, and be on the lookout for windows of opportunity? 😀  Well recently I ran into an amazing opportunity. A couple days ago I heard on the local radio station while driving to work that Rich Dad workshops are happening in the Greater Vancouver area this week 😀 I was so excited I signed up right away. Rich Dad is a financial education brand created by Robert Kiyosaki, author of the popular book Rich Dad Poor Dad. Some of you may have seen my Tweet announcement earlier on this blog.

14-04-richdadanounce

I’m glad at least one of my readers was interested in this learning opportunity too. So we actually went to the workshop together 🙂 I’m surprised there wasn’t more interest though.

So what did I get out of this 2 hour workshop? In short, a lot! 😀

First, there’s the complementary educational CD with a sticker price of $39.99. The contents in it include how to find investment reports, how to prosper in the “new economy,” and more. Then there’s also the free notepad and amazing ball point pen supplied by the hotel, also free (^_^) I go to so many of these seminars I never have to buy paper and pens anymore 😎  #setforlife

Second, the presenter, Katie, did a great job of getting the audience motivated about taking control of our money. The first thing we need in order to accomplish anything significant is passion, and she certainly inspired that in the audience 🙂 It all starts with a “burning desire.” Desires lead to actions, which leads to results. I’ll come back to this point a bit later.

Continue reading »

Nov 262012
 

Yesterday I went to the mortgage forum at the Vancouver Convention Center, put on by Canadian Association of Accredited Mortgage Professionals (CAAMP.) They had an educational seminar followed by a meet-and-greet session with mortgage related companies. The whole event was to promote the mortgage industry and get people interested about starting a career in the vast mortgage market.

What is the mortgage industry? It’s a part of the overall financial industry that deals with loans for real estate.  When someone wants to borrow money to buy a home they generally go through an originator (commonly known as a broker) who then talks with a lender (bank, credit union, private company, etc) to obtain a loan for the buyer. In a high ratio mortgage case (down payment <20%) the lender must go through an insurer 😀  That’s basically how everything works.

As usual, my favorite part about these kinds of events is all the swag companies were giving away. Colorful pamphlets, pens, notepads, Canadian maple syrup, mini first aid kits, eco-friendly shopping bags, food, shoe polish, lent remover. etc… Oh my goodness so much free swag(⌒▽⌒)

branded swag from companies in the mortgage industry

There are many different kinds of jobs in this sector. Even if you’re with a company that has nothing to do with the mortgage industry, you may still find yourself working indirectly in it. D+H (Davis and Henderson) for example, known for printing cheques, had a booth at the event. They told me they have expanded their expertise to provide targeted services to mortgage brokers and lenders.

Jobs directly related to the mortgage industry:

Broker channel: To become licensed within your province to help borrowers find lenders.
Property valuation: This includes appraising the value of homes and keeping up with market trends
Insurers: The 3 big ones here are CMHC (government insurer), Genworth (a spin-off from General Electric’s financing division), and Canada Guaranty (used to be a company under AIG)
Regulators: To license and authorize business, and to set standards in policy and enforce rules.
Lenders:  Must learn how to adjudicate, meaning they must determine if the borrower can pay back the mortgage or not. This is called the underwriting process.