I don’t talk to my mum about our financial situation much. But by watching how she spends her money over the years I’ve picked up a few important tips from her. For example, saving to buy the important things rather than the non-essentials. Although she likes to travel all her life, in the past she only took one vacation every few years because she was always so busy looking after the family and working. But now that she’s semi-retired she is spending more time to relax, go on cruises, and all that. Most people can’t afford to quit their 9-5 job in their 50s, but my mom did because of the sacrifices she made when she was younger, so I’ll try to do something similar. Delayed gratification comes at a price but she thinks it is well worth it and I agree. Instead of traveling a when I’m young, I would like to save more money now and travel when I’m slightly older, like maybe in my 30s. Happy mother’s day.